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Local | Bilingual | Licensed

Guidance for Medicare, Obamacare/Marketplace, supplemental health, and employer benefits—without the confusion.

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Health & Medicare Plans Made Simple.

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Medicare Advantage Plans

We compare options and guide you through enrollment to make sure doctors, prescriptions, and budget all fit.

Medicare Advantage (Part C)

All-in-one plans that may include extras like dental, vision, OTC allowances, and transportation depending on the carrier.

Medicare Supplement (Medigap)

Helps pay some of the costs Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.

Prescription Drug Coverage (Part D)

Stand‑alone drug plans that help cover your medications—let’s check your prescriptions against formularies.

Annual Enrollment: Oct 15 – Dec 7
We are not affiliated with or endorsed by the U.S. government or the federal Medicare program.

Obamacare: Health Insurance Marketplace

See if you qualify for lower monthly premiums based on your household size and income. We compare plans, doctors, and benefits with you and complete enrollment through our secure portal.

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Obamacare's FAQs

Accident Insurance

Cash benefits for covered injuries to help with deductibles and other expenses.

Critical Illness

Lump‑sum benefit upon a covered diagnosis to use toward bills, travel, or recovery.

Hospital Indemnity

Daily benefits during a covered hospital stay to offset extra costs.

Disability Insurance

Income protection if an illness or injury keeps you from working.

Dental & Vision

Routine care coverage options for checkups, procedures, and eyewear.

Life Insurance

Term and permanent options to protect your family’s future.

Supplemental Health Policies

Supplemental benefits provide additional financial protection by covering costs not included in a standard medical plan. They help with out‑of‑pocket expenses, income replacement, and specialized needs when unexpected health events occur.

Employer Health Insurance & Voluntary Benefits

Flexible health coverage solutions for small and mid‑sized businesses. We balance coverage, cost, and employee satisfaction.

Plan Options

  • Fully Insured Health Plans – Traditional coverage with predictable monthly premiums.

  • Level‑Funded Health Plans – Combines the stability of fully insured with potential savings of self‑funding.

  • ICHRA – Reimburse employees for individual health insurance premiums and qualified expenses.

Voluntary Benefits

  • Offer valuable coverage options to your team—boosting satisfaction and retention—without increasing company expenses.

  • Dental & Vision

  • Life & Disability

  • Accident & Critical Illness

  • Hospital Indemnity

  • Learn more in our Supplemental Health Policies section.

Life, Funeral & Travel Insurance

More ways we can help protect your family, plan for the unexpected, and travel with peace of mind.

Life Insurance

Term and permanent options designed around your goals and budget to help protect your family’s future.

Funeral & Final Expense

Plans that help cover end‑of‑life costs and support your loved ones—including simplified final‑expense coverage.

Travel Insurance

Trip protection and medical coverage abroad so you can focus on the journey, not the what‑ifs.

Meet Our Team

Founded in 2006, Capamar Insurance helps individuals, families, and businesses choose Medicare, Marketplace, and protection plans with clarity and care.

Our mission is simple: make insurance decisions quick, easy, and stress‑free—guided by licensed, bilingual advisors in person or virtually. 

Martha I. Cardenas

Corporate President

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Alba Karina Venegas

New Business Development Manager

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Galia Flores

Branch Manager

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Mariana Cardenas

Business Support Manager

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Carolina Cardenas

VP of Operations

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Mauricio Uribe

Insurance Agent

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Valeria Seade

Insurance Agent

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Edith Perez

Customer Representative

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Contact Us

How can we help?

Offices

306 E Paisano Dr. Ste D
El Paso TX 79901
 

6621 Doniphan Dr Ste J
Canutillo, TX 79835
 

3123 Cypress Ave Ste B
El Paso, TX 79905

201 S. Americas Ave Suite 104

El Paso, TX 79907

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Contact Info

Tel: (915)-540-2469 / TTY711

Fax: (915)-351-0705 / TTY711

Email: marthaicar@capamar-insurance.com

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